Thursday, April 15, 2010

"Pre-Existing Conditions", The Tea Parties, and responsbility

So the leftists mock us for warning what Obamacare will bring:

But the rot and ruin is already on the way. I had an interesting conversation with a health insurance agent the other day. The costs of all of our health insurances are going to increase substantially--on average, by $1200 per person for the coming year.
 
Why? Because insurance companies can no longer deny coverage for "pre-existing conditions".  Oh, how wonderful? Those *evil* insurance coverage can't deny coverage for pre-existing conditions?  Think again. Your car insurance doesn't cover accident damage you incurred *before* signing on with them, and for the same reason. If someone is facing a massive increase in his premium, but no one can deny him coverage for pre-existing conditions, why shouldn't he just wait until something bad happens and buy insurance then? Sure, it would likely be more expensive then, but that's assuming he kept paying for it after the crisis passed.  Without the pre-existing condition rules, why not sign up when you get sick, drop it as soon as you get well, and sign up again when you get sick again?  Oh, Obamacare has a fine for those who do not buy insurance you say? Penny ante. And that's not until 2014. When it comes, why not just pay the relatively small fine everytime you drop insurance and continue gaming the system?  Only one thing stands in the way of everybody doing this: personal integrity.  That's the same personal integrity that keeps me paying my mortgage when I could hop on the government bailout wagon. It's the same integrity that compels me not to spend money I don't have on things I don't need, instead of maxing out a credit card and weaseling out on the debt — by way of one of those companies whose advertising consists of telling people they can get a fifty percent discount on what they owe "predatory" credit card companies.  In theory, good government is supposed to discourage "moral hazard," that is, taking bad risks and otherwise behaving badly because someone else will pay for it. But the Obamunists and the rest of the liberals encourage it, from bailing out companies "too big to fail" to underwriting every American who considers himself entitled to walk away from an underwater mortgage, not because he can't afford it, but because he feels no compunction whatsoever to honor a contract he signed.  People like me? The message is crystal clear: integrity is for suckers — sucker.  And this is what fuels the Tea Party Movement. Those of us who play by the rules are tired of being made into suckers by the Obamunists and the Left. It seems in American politics today, there are three types of people in the world: (1) those who do the right thing, namely, the Tea Party members, (2) those who don't, namely, the Obamunist liberal Democrats, and (3) the "low information voters" who straddle the fence with their finger held aloft to see which way the wind is blowing.  Right now there's a massive Category 5 hurricane gust of wind blowing in the direction of the Demunist takers, whose despicable sense of entitlement ought to be shame-inducing.  But it's not. And every time government pats these people on the head and tells them it's "not their fault" for anything, the fence-sitters head down the path of least resistance, knowing that safety in numbers is the best defense for the indefensible. Or as any grade-schooler would put it: Everyone else is doing it, why not me?
People can rationalize anything. From the (black) street thug who sells crack because "the (white) man is keeping me down" to the shyster lawyer who pockets millions after running a business into the ground because "he's earned it" — to a government which justifies destroying incentive because "it's unfair that equality of opportunity doesn't yield equality of results" — we are constantly reminded that we, the good guys, are taking a beating across the American landscape.  And yet people are fighting back. The Tea Party movement is many things, but the premise behind it is simple: we will not yield to moral anarchy being promoted as "social justice". We will not mortgage the future of the country to underwrite the selfishness and irresponsibility of the present. We will not accept expediency as a viable substitute for the rule of law, the most glaring example of which is illegal immigration "reform."  We will not "do it," just because everyone else is.  "Progressive" Leftist Commiecrats think they can shout down such a movement and discredit it with smears. Good luck, comrades. Good luck telling Americans with integrity that they're bigots, racists, red-necks, etc. Good luck selling "flexible" morality to people with clear consciences and pure hearts.  Good luck persuading them that "clinging" to their faith, their families and the Second Amendment is a fool's errand.  Despite what "progressive" liberal Demunist Commiecrats think, not every American can be compromised — not with a handout, an entitlement program, or anything else which necessitates abandoning one's integrity for security. Those Americans will not be gulled by the false promises of government-sponsored "happiness" — or the inducement of progressive guilt which posits that life is a zero-sum game in which every winner requires an equal number of losers or victims. They will never feel ashamed for being decent, hard-working, law-abiding Americans, who believe in the Constitution, capitalism and American exceptionalism. That is why "progressive" (anti) America despises the Tea party movement. "Progressive" Demunist Commiecrats will never understand the true greatness of America. They will never understand how a nation which gave the rest of civilization a two thousand year "head start" vaulted past every other country to the top of the heap in less than three hundred years. For them, America is an ongoing blank-ist and blank-ophobic tragedy in which the only remedy is atonement — an atonement which requires Americans to lower their hopes and expectations for the future in order to "align" themselves with the Turd world.  That's what the Leftist Democrats are selling as hope and change, my fellow Americans.  The Tea Partiers aren't buying. And the bet here is a substantial majority of Americans aren't either. Those Americans may not be officially aligned with the Tea party phenomenon, but they are with it in spirit. It is a spirit that scares the hell of out those frantically trying disparage it by any means necessary.

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